Rates

 

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Auto and Recreational Vehicle Loans

NEW AND USED AUTO LOAN PROMOTION
*Rates valid through May 16, 2010.

 Category

Year 

Maximum Term 

APR

 New Auto

2009 - 2010 

48 - 60 Months
72 Months

*3.75% - 13.25%
*5.75% - 11.25%

 Used Auto

2005 - 2009 

48 - 54 Months

*4.49% - 13.99%

 Used Auto

2004 and Older

36 Months

*4.49% - 13.99%

New Travel Trailers and Motor Homes

2009 - 2010

60 Months
120 Months

8.50%
9.50%

Used Travel Trailers and Motor Homes

2008 and Older

60 Months
120 Months

9.00%
9.75%

 Personal Secured 
$1,500 - $10,000

Auto as Collateral
80% of Book Value 

48 Months 

9.00% 


Personal Loans

 Category

Maximum Term 


APR 

Share Secured
$500 - $10,000

60 Months

4.5%

Personal-Unsecured
Up to $1,500

12 Months

8.5% -17.99%

Personal-Unsecured
$1,501 - $3,000

36 Months

9.1% - 17.99%

Personal-Unsecured
$3,001 - $6,000

42 Months

9.1% - 17.99%

Personal-Unsecured
$6,001 - $10,000

48 Months

9.5% - 17.99%

Overdraft Protection
Up to $1,500

24 Months

 17.0%

Home Equity Loans
Up to 80% Loan to Value

  Terms

Rate

Up to 60 Months

5.75%

61 - 120 Months

6.25%

121 - 180 Months

6.75%

Home Equity Loans
81% to 95% Loan to Value

  Terms

Rate

Up to 60 Months

6.50%

61 - 120 Months

7.00%

121 - 180 Months

7.30%


Share Certificates

Maturity Date

Interest Rate 

APY 

6 Months

1.00%

1.01%

12 Months

1.25%

1.26%

18 Months

1.75%

1.76%

24 Months

1.80%

1.81%

(All Share Certificates require a minimum balance of $500.00)


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