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 Browse low, average, and high retail values of auto, boats, motorcycles and more.
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Auto and Recreational Vehicle Loans
NEW AND USED AUTO LOAN PROMOTION *Rates valid through May 16, 2010.
|
Category |
Year |
Maximum Term |
APR |
|
New Auto |
2009 - 2010 |
48 - 60 Months 72 Months |
*3.75% - 13.25% *5.75% - 11.25% |
|
Used Auto |
2005 - 2009 |
48 - 54 Months |
*4.49% - 13.99% |
|
Used Auto |
2004 and Older |
36 Months |
*4.49% - 13.99% |
|
New Travel Trailers and Motor Homes |
2009 - 2010 |
60 Months 120 Months |
8.50% 9.50% |
|
Used Travel Trailers and Motor Homes |
2008 and Older |
60 Months 120 Months |
9.00% 9.75% |
|
Personal Secured $1,500 - $10,000 |
Auto as Collateral 80% of Book Value |
48 Months |
9.00% |
Personal Loans
|
Category |
Maximum Term |
APR
|
|
Share Secured $500 - $10,000 |
60 Months |
4.5% |
|
Personal-Unsecured Up to $1,500 |
12 Months |
8.5% -17.99% |
|
Personal-Unsecured $1,501 - $3,000 |
36 Months |
9.1% - 17.99% |
|
Personal-Unsecured $3,001 - $6,000 |
42 Months |
9.1% - 17.99% |
|
Personal-Unsecured $6,001 - $10,000 |
48 Months |
9.5% - 17.99% |
|
Overdraft Protection Up to $1,500 |
24 Months |
17.0% |
Home Equity Loans Up to 80% Loan to Value
|
Terms |
Rate |
|
Up to 60 Months |
5.75% |
|
61 - 120 Months |
6.25% |
|
121 - 180 Months |
6.75% |
Home Equity Loans 81% to 95% Loan to Value
|
Terms |
Rate |
|
Up to 60 Months |
6.50% |
|
61 - 120 Months |
7.00% |
|
121 - 180 Months |
7.30% | Share Certificates
|
Maturity Date |
Interest Rate |
APY |
|
6 Months |
1.00% |
1.01% |
|
12 Months |
1.25% |
1.26% |
|
18 Months |
1.75% |
1.76% |
|
24 Months |
1.80% |
1.81% | (All Share Certificates require a minimum balance of $500.00)

Allegany County Schools FCU
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